Another great way to save a little extra, going back to the post of yesterday is to do certain things yourself, instead of paying for that service, use your own time and abilities……………..

Changing your own bank accounts, takes minutes and once you start the process, the bank takes over anyway…….  at no expense. When you decide to save, ask at your bank by all means, but later go online and check other banks, for higher interest rates  etc., then you choose the one that suits you best. Never be afraid to swap your mortgage , unless you personally understand very well the market, take a broker to find that perfect deal, it will save you money in the long run. Always shop around for a better insurance deal, the competition is really fierce at the moment, we are acquiring more and more knowledge everyday, whether this be on our personal growth or our financial wellbeing your home, car business personal , ask for various quotes and compare and take up the best offer, a considerable saving can be had here. It is fairly simple to do your own tax return now on the internet, obviously if trusts, and inheritance and other factors occur, call in an expert. Should you decide to take expert advise, make sure that is what it is, that you are dealing with a reputable broker, lawyer tax adviser etc., because someone is cheap, does not mean they are good.  

However we choose to spend our money, at the end of the day, is down to the individual, but with a little thought and a little time, we can reduce some of our existing costs, without even realizing we have achieved it. 

There has never been so much transparent information available to us as there is now, so, we need to take advantage of this fact and put ourselves out, to find the right information we are seeking, remember that knowledge is not only attached to our personal growth, it is also part of our financial well-being. 

Brooke Universal Life Coach 

theutopiauniverse@gmail.com